Jewelry Pricing Calculator

Jewelry has expensive materials and precise labour. Enter your metals, findings, stones, the time it takes, and a tool allocation — FundiJumla finds a price that covers scrap, fees and your margin.

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Recommended price
$91.35
Targets 35.0% profit margin
Do not sell below
$59.38
Break-even after costs & fees (zero profit)

Profitability breakdown

Labour cost$33.00
Base production cost$57.00
Waste-adjusted cost$59.38
Loaded cost (your floor)$59.38
Selling fees at this price$0.00
Profit per unit$31.97
Profit margin35.0%
Markup over loaded cost53.8%
Effective hourly earnings$21.31

Price ladder

Compare your recommended price across target margins.

Target marginSelling priceProfit / unitMarkupHourly earnings
20%$74.22$14.8425.0%$9.90
30%$84.82$25.4542.9%$16.96
40%$98.96$39.5866.7%$26.39
50%$118.75$59.38100.0%$39.58
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Discount floor

Based on your recommended retail price of $91.35.

Max discount before break-even35.0%
Max discount preserving target margin0%
Profit at 10% discount$22.84
Profit at 20% discount$13.70
Profit at 30% discount$4.56

Any discount below the recommended price reduces your margin below target. Fixed business costs you have not entered here (insurance, software, etc.) are not captured by this calculator.

The formula

recommended price = (loaded cost + fixed fee) ÷ (1 − selling fee % − target margin %)

Metals, findings and stones form your materials; labour and a tool/equipment allocation form your overhead. A waste percentage covers scrap and rejects. The formula solves backwards for a price that keeps your margin after selling fees.

Worked example

Metal $10, findings $3, stones $8, packaging $1.50, 1.5h at $22/h = $33.00, tools $1.50, waste 4%. Base cost = $57.00; waste-adjusted = $59.38. With a 6.5% fee and 35% margin, the recommended price = $102.01. Profit per unit = $35.70.

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Frequently asked questions

How do I price handmade jewelry?

Add up every material (metal by weight, findings, stones), your labour at a skilled hourly rate, packaging, a tool allocation, and a waste allowance for scrap. Then apply your target margin.

What should my equipment allocation be?

An estimate of wear, consumables and tool replacement spread across pieces. If you bought a $200 torch and make 200 pieces a year, that's $1 per piece — enter a sensible per-item share.

How do I account for scrap metal?

Use the waste percentage. If you lose 4% of silver to offcuts and filings you can't recover, set waste to 4%.

What margin should jewelry target?

There's no universal answer — it depends on your market and materials. Some makers target higher margins on jewelry because materials are costly and stock turns slowly. Use the price ladder to compare.